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ISU Insurance Services -Davidson Group Blog: homeowner

View the latest blog posts from ISU Insurance Services -Davidson Group.

Continuing from last week's post, read more to see how you can be prepared for any scenario. Tools and Materials for Emergency Repairs: You don't need to be ready for a full scale remodeling project but you do need some basics. What if a tree branch falls and breaks a window? READ MORE >>

You likely have all sorts of things in your home right now that would serve you well in an emergency, with a few additions and some organization, you'll have a functional kit and contingency plan. Creating a home emergency kit can be a simple to enormous undertaking depending on the level of energy and preparation you want to invest into it. READ MORE >>

Your dog isn't just a good dog -- he's your best friend who wouldn't hurt a flea. But you might have to prove it to get your home insurance company to cover him, especially if he belongs to a breed with a reputation as aggressive. READ MORE >>

What makes something worthwhile? When it comes to your home, it’s all about long-term benefits. These four actions will save you tons of time and money down the road! Plant Trees. If you have a yard that can handle it, planting a few trees on your property will go a long way. READ MORE >>

If you and the guy who wants to steal your television sat down to shoot the breeze, what would you ask him? The chance to pick a burglar’s brain could certainly give you some ideas for home security upgrades, but it’s not a very common opportunity. So, we created some fictional burglar monologues (based on real research). READ MORE >>

You probably wouldn't hold onto the same cell phone for 20 years, right? Home items like your thermostat are no different! While your entire house doesn’t need to be on the cutting edge, these four items are worth upgrading: Homeowners Insurance. If there’s a flood, are you covered? READ MORE >>

Millions of Americans are walking away from billions of dollars in savings every year. How? By not refinancing. While the refinance fad has faded since interest rates began rising this fall, millions of Americans still stand to benefit from a refinance. Quicken Loans estimates that at least 1. READ MORE >>

Your house doesn’t need as much attention as a pet or a child, but it does need some consideration before it’s left alone for an extended period of time. By crossing off a few quick tasks, you can make sure your house is protected against damage, burglary and bad smells while you’re out of town. READ MORE >>

Do your plans for 2014 include a new home? If you’re thinking about signing on the dotted line for a new mortgage this year, it’s important to understand the new federal regulations that go into effect on January 10. READ MORE >>

Why Do This? Even if you’ve taken precautions to prevent frozen pipes, it can still happen during single-digit nights. Frozen pipes can lead to expensive water damage, so you want to thaw them as soon as possible. However, hiring a plumber to do this for you can cost $200 or more, so you can save a lot of money by getting it done yourself! READ MORE >>

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