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ISU Insurance Services -Davidson Group Blog: 11_2013

View the latest blog posts from ISU Insurance Services -Davidson Group.

WHY DO THIS? As fall temperatures turn into winter chills, the pipes in your house run the risk of freezing and breaking. This can cause serious water damage (which quickly turns into major wallet damage). In fact, frozen or broken water pipes are second only to hurricanes in terms of the number of homes they damage in the U. READ MORE >>

Why Do This? Even if you’ve taken precautions to prevent frozen pipes, it can still happen during single-digit nights. Frozen pipes can lead to expensive water damage, so you want to thaw them as soon as possible. However, hiring a plumber to do this for you can cost $200 or more, so you can save a lot of money by getting it done yourself! READ MORE >>

If you and the guy who wants to steal your television sat down to shoot the breeze, what would you ask him? The chance to pick a burglar’s brain could certainly give you some ideas for home security upgrades, but it’s not a very common opportunity. So, we created some fictional burglar monologues (based on real research). READ MORE >>

Insurers consider a dizzying number of factors in determining premiums, so it's often challenging for consumers to understand why they're paying higher rates than their neighbors or co-workers. "All the consumer can do is ask questions when they buy insurance and get comparison apples-to-apples q... READ MORE >>

No longer will a wood deck with a barbecue do for many homeowners wanting to enjoy their back yards. These days, accessorizing means amenities like ponds, flower beds, vegetable gardens, outdoor kitchens, and, increasingly, fire pits that crackle and glow. One reason for fire pits’ appeal? READ MORE >>

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